WHR WHIRLPOOL CORP /DE/

Overview and Growth

WHIRLPOOL CORP /DE/ generated $15.52B of revenue in fiscal 2025, with net income of $318.00M and an operating cash inflow of $470.00M. The $15.52B revenue base provides substantial context for the company’s earnings, cash generation, and capital requirements. Compared with $16.61B in fiscal 2024, revenue decreased 6.5%, a top-line contraction that reduced operating scale. Diluted earnings per share were $5.66, translating the period’s attributable earnings into the amount reported for each diluted share. The revenue-to-assets relationship was 0.97x, showing the sales generated relative to the resources carried on the balance sheet.

Profitability

The first profit layer was $2.39B of gross profit, the amount available after reported direct revenue costs to absorb operating expenses. Gross margin was 15.4%, so that share of each revenue unit remained after the cost of revenue reported for the period. Operating income was $838.00M, the earnings remaining from reported operations after the company’s recognized operating cost structure. Relative to revenue, operating income represented 5.4%, showing how efficiently sales converted into operating profit. The bottom-line result was net income of $318.00M, after the operating, financing, tax, and other items recognized for the period. Measured against reported revenue, net income produced a 2.0% margin after operating costs and the remaining recognized items. The earnings statement records $516.00M of pretax income, the profit base against which the reported tax provision can be assessed. Pretax income represented 3.3% of revenue, placing earnings before tax in the context of the company’s operating scale. The company recognized $142.00M of income tax for the period, completing the transition from pretax income to net income. The income-tax provision equaled 27.5% of pretax income, showing the tax burden absorbed by the year’s earnings.

Liquidity and Capital Structure

The company held $16.00B of assets against $13.29B of liabilities and $2.71B of equity, revealing how the asset base was financed. At period end, current assets of $4.92B compared with current liabilities of $6.51B, defining the company’s short-term resource position. Current assets covered only 0.76x of current liabilities, so current liabilities exceeded current assets at period end. Cash and equivalents totaled $669.00M, identifying the most liquid reported component available within the broader current-asset balance. Cash and equivalents represented 10.3% of current liabilities, showing the portion of near-term obligations matched by reported cash alone. Total debt was $6.17B, establishing the amount of borrowing carried within the company’s capital structure. Debt equaled 2.27x of book equity, describing the relative scale of borrowing and shareholder capital. The debt-to-assets relationship was 38.6%, comparing borrowing with the total asset balance. The liabilities-to-assets relationship was 83.0%, placing reported obligations against the full positive asset balance. Cash and equivalents equaled 4.2% of total assets, showing the liquid cash component within the company’s broader resource base. The asset base changed 1.8% from $16.30B in fiscal 2024, leaving current total assets lower year over year.

Cash Flow and Earnings Quality

The company reported $470.00M of operating cash flow, a cash inflow that shows the cash generated by operations. The operating-cash-flow-to-net-income relationship was 1.48x, comparing cash generated by operations with the bottom-line earnings result. The cash-flow statement records $389.00M of capital expenditures, the investment amount considered after operating cash generation. Relative to operating cash flow, capital expenditures measured 82.8%, connecting investment intensity with the company’s cash-generation base. Free cash flow came to $81.00M, leaving a positive amount after capital expenditures. Relative to revenue, free cash flow equaled 0.5%, showing how much sales converted into cash after investment. The free-cash-flow-to-assets relationship was 0.5%, comparing post-investment cash with the balance-sheet asset base.

Based on the annual report for the fiscal year ending Dec 31, 2025. Analysis generated Oct 21, 2026.