CNH CNH Industrial N.V.

Overview and Growth

In fiscal 2025, CNH Industrial N.V. recorded $18.09B of revenue, net income of $510.00M, and an operating cash inflow of $2.54B. The $18.09B revenue base provides substantial context for the company’s earnings, cash generation, and capital requirements. Revenue was 8.8% below fiscal 2024 revenue of $19.84B, marking a top-line contraction. Diluted earnings per share were $0.41, translating the period’s attributable earnings into the amount reported for each diluted share. The per-share result recorded a 58.6% decrease from fiscal 2024 diluted EPS of $0.99. The diluted weighted-average share count was 1.25B, linking total earnings with the per-share result received by shareholders. Compared with 1.26B diluted shares in fiscal 2024, the current 1.25B base was 0.7% lower. At period end, total assets were $42.75B, framing the scale of the company’s operating and financing commitments. The revenue-to-assets relationship was 0.42x, showing the sales generated relative to the resources carried on the balance sheet.

Profitability

Gross profit was $5.71B, representing the portion of revenue remaining after the reported cost of revenue and before operating expenses. Gross profit represented 31.5% of revenue, showing how much of the top line remained after direct costs. Net income came to $510.00M, completing the progression from revenue through gross and operating profitability to the final reported result. The final earnings result represented 2.8% of revenue, connecting the absolute net income figure with the company’s top-line scale. The reported income-tax provision was $184.00M, the amount recognized between pretax income and the final net-income result. The relationship between net income and period-end equity was 6.6%, indicating the profitability achieved on book capital. The net-income-to-assets relationship measured 1.2%, showing earnings relative to the full balance sheet. Against $1.25B in fiscal 2024, the current $510.00M bottom line finished below the prior-year result in absolute terms.

Liquidity and Capital Structure

The company held $42.75B of assets against $34.92B of liabilities and $7.77B of equity, revealing how the asset base was financed. Cash and equivalents totaled $2.58B, identifying the most liquid reported component available within the broader current-asset balance. Book equity represented 18.2% of total assets, quantifying the balance-sheet share supported by shareholder capital. The liabilities-to-assets relationship was 81.7%, placing reported obligations against the full positive asset balance. Measured against total assets, cash and equivalents represented 6.0%, a balance-sheet composition measure rather than a liquidity forecast. Compared with $42.93B in fiscal 2024, the current asset base moved 0.4% and finished lower. Against $7.71B of equity in fiscal 2024, the current book-equity balance moved 0.8% and ended higher. Compared with $3.19B in fiscal 2024, the current cash balance moved 19.2% and finished lower.

Cash Flow and Earnings Quality

Cash flow from operations was $2.54B, a reported cash inflow that can be compared directly with net income and capital spending. The operating-cash-flow-to-net-income relationship was 4.98x, comparing cash generated by operations with the bottom-line earnings result. The operating cash outcome moved from $1.97B in fiscal 2024 to $2.54B, ending above the prior-year level.

Based on the annual report for the fiscal year ending Dec 31, 2025. Analysis generated Oct 21, 2026.